I have spent years inside contractor books, first as a construction bookkeeper and fractional CFO, now building AI agents that read those same books every night. And I can tell you the pattern I see in almost every set of books I open: the revenue is fine. The margin is leaking.
It leaks in three places, and none of them show up on the P&L you glance at each month. Unbilled materials: the fittings, the wire, the extra trip to the supply house that made it onto the truck but never onto the invoice. Job-cost drift: the jobs you quoted at 45 percent gross margin that quietly closed at 31, one change order and one long afternoon at a time. And aging A/R: the money you already earned, sitting in someone else's bank account past 60 days, financing their business instead of yours.
You feel it. That is why you are reading this page. You work harder than anyone in the building, the trucks are busy, and somehow the bank balance does not move the way the top line says it should. You do not know where the money is going, and not knowing is the worst part.
The X-Ray fixes the not-knowing in 48 hours. You give us read-only access to QuickBooks, or just upload a P&L export and a job list. Our Financial agent, the same deterministic engine that runs inside the full Top Builder AI platform, reads every job, every invoice, and every receivable, and computes exactly where the margin went. Deterministic means computed by tested code, not guessed by an AI. Every dollar figure in your report can be traced back to a line in your own books.
What you get back is a board-ready report: the three leaks, the dollar figure per month for each, the specific jobs and customers behind them, and the first three moves to plug the biggest one. It is the report I used to build by hand for fractional CFO clients paying me thousands a month. You get it for $97 because a machine now does in hours what took me days.
Here is the feeling I am selling, because it is the only thing worth $97 here: you will finally know where the money is going. Not a hunch. Not "we should probably bill better." A number, per leak, per month, with names on it.
Talk soon,Cory SalisburyFounder, Top Builder AI · Salisbury Bookkeeping LLC